BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Lancashire and South Cumbria Training Hub - ECPv6.17.1//NONSGML v1.0//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-ORIGINAL-URL:https://lscthub.co.uk
X-WR-CALDESC:Events for Lancashire and South Cumbria Training Hub
REFRESH-INTERVAL;VALUE=DURATION:PT1H
X-Robots-Tag:noindex
X-PUBLISHED-TTL:PT1H
BEGIN:VTIMEZONE
TZID:Europe/London
BEGIN:DAYLIGHT
TZOFFSETFROM:+0000
TZOFFSETTO:+0100
TZNAME:BST
DTSTART:20230326T010000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:+0100
TZOFFSETTO:+0000
TZNAME:GMT
DTSTART:20231029T010000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:+0000
TZOFFSETTO:+0100
TZNAME:BST
DTSTART:20240331T010000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:+0100
TZOFFSETTO:+0000
TZNAME:GMT
DTSTART:20241027T010000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:+0000
TZOFFSETTO:+0100
TZNAME:BST
DTSTART:20250330T010000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:+0100
TZOFFSETTO:+0000
TZNAME:GMT
DTSTART:20251026T010000
END:STANDARD
END:VTIMEZONE
BEGIN:VTIMEZONE
TZID:UTC
BEGIN:STANDARD
TZOFFSETFROM:+0000
TZOFFSETTO:+0000
TZNAME:UTC
DTSTART:20230101T000000
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240208T093000
DTEND;TZID=Europe/London:20240208T100000
DTSTAMP:20240207T175000Z
CREATED:20240207T175000Z
LAST-MODIFIED:20240207T175000Z
UID:41175-1707384600-1707386400@lscthub.co.uk
SUMMARY:Beginners Guide to Investing
DESCRIPTION:Would you like to know the basics of investing your money before committing long term? Before you invest your money\, it’s important to invest some time into learning the basics and understanding the risks. With that in mind\, we’ve demystified the jargon and unpicked the detail to bring you a guide that could help you navigate this new world. This session will include topics such as: • Types of advice • Savings vs. investments • Risk appetite • Steps to consider before investing • Market volatility Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced consultant to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/beginners-guide-to-investing/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240209T093000
DTEND;TZID=Europe/London:20240209T110000
DTSTAMP:20240207T175734Z
CREATED:20240207T175734Z
LAST-MODIFIED:20240207T175734Z
UID:41183-1707471000-1707476400@lscthub.co.uk
SUMMARY:Retirement - Thinking Ahead
DESCRIPTION:Would you like to feel in control and understand what actions you can take now to plan for a comfortable retirement? Retirement may seem a long way off\, however nearly a third of all retirees researched by HSBC wish they had started funding sooner. This presentation reviews the pension funding options\, the recent changes to how you can take your benefits and the potential value of a diversified portfolio of investments. This session will include topics such as: • Retirement forecasting • Company pension schemes • Tax efficiency of pensions • Income in retirement Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced personal banker to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/retirement-thinking-ahead-2/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240212T123000
DTEND;TZID=Europe/London:20240212T130000
DTSTAMP:20240207T172252Z
CREATED:20240207T172252Z
LAST-MODIFIED:20240207T172252Z
UID:41151-1707741000-1707742800@lscthub.co.uk
SUMMARY:Coping With The Cost Of Living
DESCRIPTION:With the cost of living rising please join us for a session that explores ways to cut back on spending and energy use. This session will include topics such as: • Why is Cost of living Rising • Understanding where your money goes • Steps you can take to reduce your outgoings • Who you can reach out to further help and support Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced personal banker to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/coping-with-the-cost-of-living/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240213T133000
DTEND;TZID=UTC:20240213T150000
DTSTAMP:20230605T121644Z
CREATED:20230605T121613Z
LAST-MODIFIED:20230605T121644Z
UID:33310-1707831000-1707836400@lscthub.co.uk
SUMMARY:Wellbeing Guardian and Senior Executive Leaders –  Community Conversations Session
DESCRIPTION:What is this session? \nCommunity conversations are a virtual action learning style session to provide a space for peer support and for wellbeing guardian or a senior executive leader supporting the health and wellbeing agenda to share their lived experience. This is an opportunity to influence national policy and strategic direction. \nWho for? \nThese sessions are available to all Wellbeing Guardians and the senior organisational leaders who support them. \nWhen? \nBelow are the planned dates for the Community Conversations for 2023/24. \nSave the date – Community Conversations 2023/24 \n\nTues 15 Aug 2023\, 1:30 – 3pm\nTues 14 Nov 2023\, 1:30 – 3pm\nTues 13 Feb 2024\, 1:30 – 3pm\n\nHow to register? \nTo reserve your place at any of the community conversation sessions please email growing.ohwb@nhs.net stating which date’s you wish to attend.
URL:https://lscthub.co.uk/events/wellbeing-guardian-and-senior-executive-leaders-community-conversations-session-3/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240213T153000
DTEND;TZID=Europe/London:20240213T160000
DTSTAMP:20240207T172736Z
CREATED:20240207T172736Z
LAST-MODIFIED:20240207T172736Z
UID:41159-1707838200-1707840000@lscthub.co.uk
SUMMARY:Making The Most of Your Money
DESCRIPTION:Would you like to feel in control and understand the steps you could take to feel confident about your finances and make the most of your money? Managing your money can sometimes prove challenging and for many it’s a case of knowing where to start. Our ‘Making the Most of Your Money ‘presentation educates and explores ways to make the most of your everyday finances. This session will include topics such as: • Budget planning • Cutting costs • Borrowing and repaying debt • Understanding credit reports • Saving for the future • Protecting you and your family • Fraud awareness Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced personal banker to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/making-the-most-of-your-money/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240214T123000
DTEND;TZID=Europe/London:20240214T133000
DTSTAMP:20240207T173634Z
CREATED:20240207T173634Z
LAST-MODIFIED:20240207T173634Z
UID:41167-1707913800-1707917400@lscthub.co.uk
SUMMARY:First Time Buyer
DESCRIPTION:Would you like to feel in control and understand the steps you need to take to feel confident about buying your first home? Like you\, every home is unique\, and it’s one of the most exciting times when it comes to buying your first home. Our ‘First Time Buyers’ presentation gives guidance on some of the essentials that you will want to consider\, including top tips on what you need to know for every aspect of your journey\, from your first viewing through to your moving in day! This session will include topics such as: • Building a deposit • Savings options • Mortgage process • Protection • Mortgage jargon Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced personal banker to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/first-time-buyer/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240215T093000
DTEND;TZID=Europe/London:20240215T100000
DTSTAMP:20240207T175005Z
CREATED:20240207T175005Z
LAST-MODIFIED:20240207T175005Z
UID:41176-1707989400-1707991200@lscthub.co.uk
SUMMARY:Beginners Guide to Investing
DESCRIPTION:Would you like to know the basics of investing your money before committing long term? Before you invest your money\, it’s important to invest some time into learning the basics and understanding the risks. With that in mind\, we’ve demystified the jargon and unpicked the detail to bring you a guide that could help you navigate this new world. This session will include topics such as: • Types of advice • Savings vs. investments • Risk appetite • Steps to consider before investing • Market volatility Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced consultant to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/beginners-guide-to-investing-2/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240216T093000
DTEND;TZID=Europe/London:20240216T100000
DTSTAMP:20240207T175800Z
CREATED:20240207T175800Z
LAST-MODIFIED:20240207T175800Z
UID:41184-1708075800-1708077600@lscthub.co.uk
SUMMARY:Retirement - Thinking Ahead
DESCRIPTION:Would you like to feel in control and understand what actions you can take now to plan for a comfortable retirement? Retirement may seem a long way off\, however nearly a third of all retirees researched by HSBC wish they had started funding sooner. This presentation reviews the pension funding options\, the recent changes to how you can take your benefits and the potential value of a diversified portfolio of investments. This session will include topics such as: • Retirement forecasting • Company pension schemes • Tax efficiency of pensions • Income in retirement Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced personal banker to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/retirement-thinking-ahead-3/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240219T123000
DTEND;TZID=Europe/London:20240219T130000
DTSTAMP:20240207T172255Z
CREATED:20240207T172255Z
LAST-MODIFIED:20240207T172255Z
UID:41152-1708345800-1708347600@lscthub.co.uk
SUMMARY:Coping With The Cost Of Living
DESCRIPTION:With the cost of living rising please join us for a session that explores ways to cut back on spending and energy use. This session will include topics such as: • Why is Cost of living Rising • Understanding where your money goes • Steps you can take to reduce your outgoings • Who you can reach out to further help and support Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced personal banker to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/coping-with-the-cost-of-living-2/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240220T153000
DTEND;TZID=Europe/London:20240220T160000
DTSTAMP:20240207T172738Z
CREATED:20240207T172738Z
LAST-MODIFIED:20240207T172738Z
UID:41160-1708443000-1708444800@lscthub.co.uk
SUMMARY:Making The Most of Your Money
DESCRIPTION:Would you like to feel in control and understand the steps you could take to feel confident about your finances and make the most of your money? Managing your money can sometimes prove challenging and for many it’s a case of knowing where to start. Our ‘Making the Most of Your Money ‘presentation educates and explores ways to make the most of your everyday finances. This session will include topics such as: • Budget planning • Cutting costs • Borrowing and repaying debt • Understanding credit reports • Saving for the future • Protecting you and your family • Fraud awareness Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced personal banker to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/making-the-most-of-your-money-2/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240221T123000
DTEND;TZID=Europe/London:20240221T130000
DTSTAMP:20240207T173701Z
CREATED:20240207T173701Z
LAST-MODIFIED:20240207T173701Z
UID:41168-1708518600-1708520400@lscthub.co.uk
SUMMARY:First Time Buyer
DESCRIPTION:Would you like to feel in control and understand the steps you need to take to feel confident about buying your first home? Like you\, every home is unique\, and it’s one of the most exciting times when it comes to buying your first home. Our ‘First Time Buyers’ presentation gives guidance on some of the essentials that you will want to consider\, including top tips on what you need to know for every aspect of your journey\, from your first viewing through to your moving in day! This session will include topics such as: • Building a deposit • Savings options • Mortgage process • Protection • Mortgage jargon Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced personal banker to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/first-time-buyer-2/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240222T093000
DTEND;TZID=Europe/London:20240222T100000
DTSTAMP:20240207T175014Z
CREATED:20240207T175014Z
LAST-MODIFIED:20240207T175014Z
UID:41177-1708594200-1708596000@lscthub.co.uk
SUMMARY:Beginners Guide to Investing
DESCRIPTION:Would you like to know the basics of investing your money before committing long term? Before you invest your money\, it’s important to invest some time into learning the basics and understanding the risks. With that in mind\, we’ve demystified the jargon and unpicked the detail to bring you a guide that could help you navigate this new world. This session will include topics such as: • Types of advice • Savings vs. investments • Risk appetite • Steps to consider before investing • Market volatility Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced consultant to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/beginners-guide-to-investing-3/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240223T093000
DTEND;TZID=Europe/London:20240223T100000
DTSTAMP:20240207T175820Z
CREATED:20240207T175820Z
LAST-MODIFIED:20240207T175820Z
UID:41185-1708680600-1708682400@lscthub.co.uk
SUMMARY:Retirement - Thinking Ahead
DESCRIPTION:Would you like to feel in control and understand what actions you can take now to plan for a comfortable retirement? Retirement may seem a long way off\, however nearly a third of all retirees researched by HSBC wish they had started funding sooner. This presentation reviews the pension funding options\, the recent changes to how you can take your benefits and the potential value of a diversified portfolio of investments. This session will include topics such as: • Retirement forecasting • Company pension schemes • Tax efficiency of pensions • Income in retirement Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced personal banker to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/retirement-thinking-ahead-4/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240226T123000
DTEND;TZID=Europe/London:20240226T130000
DTSTAMP:20240207T172301Z
CREATED:20240207T172301Z
LAST-MODIFIED:20240207T172301Z
UID:41153-1708950600-1708952400@lscthub.co.uk
SUMMARY:Coping With The Cost Of Living
DESCRIPTION:With the cost of living rising please join us for a session that explores ways to cut back on spending and energy use. This session will include topics such as: • Why is Cost of living Rising • Understanding where your money goes • Steps you can take to reduce your outgoings • Who you can reach out to further help and support Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced personal banker to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/coping-with-the-cost-of-living-3/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240227T153000
DTEND;TZID=Europe/London:20240227T163000
DTSTAMP:20240207T172745Z
CREATED:20240207T172745Z
LAST-MODIFIED:20240207T172745Z
UID:41161-1709047800-1709051400@lscthub.co.uk
SUMMARY:Making The Most of Your Money
DESCRIPTION:Would you like to feel in control and understand the steps you could take to feel confident about your finances and make the most of your money? Managing your money can sometimes prove challenging and for many it’s a case of knowing where to start. Our ‘Making the Most of Your Money ‘presentation educates and explores ways to make the most of your everyday finances. This session will include topics such as: • Budget planning • Cutting costs • Borrowing and repaying debt • Understanding credit reports • Saving for the future • Protecting you and your family • Fraud awareness Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced personal banker to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/making-the-most-of-your-money-3/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240228T123000
DTEND;TZID=Europe/London:20240228T130000
DTSTAMP:20240207T173712Z
CREATED:20240207T173712Z
LAST-MODIFIED:20240207T173712Z
UID:41169-1709123400-1709125200@lscthub.co.uk
SUMMARY:First Time Buyer
DESCRIPTION:Would you like to feel in control and understand the steps you need to take to feel confident about buying your first home? Like you\, every home is unique\, and it’s one of the most exciting times when it comes to buying your first home. Our ‘First Time Buyers’ presentation gives guidance on some of the essentials that you will want to consider\, including top tips on what you need to know for every aspect of your journey\, from your first viewing through to your moving in day! This session will include topics such as: • Building a deposit • Savings options • Mortgage process • Protection • Mortgage jargon Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced personal banker to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/first-time-buyer-3/
CATEGORIES:Health & Wellbeing
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20240229T093000
DTEND;TZID=Europe/London:20240229T100000
DTSTAMP:20240207T175020Z
CREATED:20240207T175020Z
LAST-MODIFIED:20240207T175020Z
UID:41178-1709199000-1709200800@lscthub.co.uk
SUMMARY:Beginners Guide to Investing
DESCRIPTION:Would you like to know the basics of investing your money before committing long term? Before you invest your money\, it’s important to invest some time into learning the basics and understanding the risks. With that in mind\, we’ve demystified the jargon and unpicked the detail to bring you a guide that could help you navigate this new world. This session will include topics such as: • Types of advice • Savings vs. investments • Risk appetite • Steps to consider before investing • Market volatility Please note: all sessions are hosted in webinar format with no cameras or microphones and therefore all attendees will be anonymous. No personal details will be shared with any third parties. Financial Health Check Available on Request: You can book an appointment with an experienced consultant to go through a quick and easy 30 minute Financial Health Check\, allowing you to ask any financial questions you may have. This complimentary service is available regardless of where you bank personally. To register your interest for a Financial Health Check\, please opt in to receive a follow-up email and provide your phone number.
URL:https://lscthub.co.uk/events/beginners-guide-to-investing-4/
CATEGORIES:Health & Wellbeing
END:VEVENT
END:VCALENDAR